Have trouble sticking to a budget?

There are many reasons why we don’t always manage to hit the targets we set ourselves, often despite our best intentions. You may set out to stick to a budget and find yourself challenged by decisions you don’t remember making, or lapses you regret after the fact.

The principal culprits are often bad habits and losing sight of our objectives. We need some tricks and tactics to keep our eye on the prize.

Of course you should ensure that when you set out on a project like this, you are clear about the goals, and why you want to achieve them. If you are not committed up-front, then you’ll have forgotten all about it when then next project idea comes along. There isn’t room in our minds for several large personal projects all at once.

 But if you’ve made that decision and you’re afraid you’ll miss your targets, or you’ve experienced difficulty getting this kind of project off the ground in the past, here are five things you should consider.