The first step on a journey of financial independence is to learn how to get out of debt. If financial independence is the sunlit peak of a mountain that we intend to climb, most of us unfortunately start at the bottom of a ravine.

That ravine is debt. You have to climb out of it before you can even begin to scale that mountain.

If you’re reading this, then there’s a good chance your personal situation involves some measure of debt, and that you want to begin your journey to get out of debt.

This article should help.