One of the easiest ways to reduce recurring costs is to take a close look at your contracts and consumption and find ways to spend less on your utilities. That’s gas, electricity and water.

Utility bills sometimes feel like a permanent chunk of cost that you can do nothing about. Water rates, gas and electricity. We’ve been paying for them forever and we can’t live without them, so we just put up with them. In fact they’re an easy place to start saving money.